Interest Rates Reality Check2026-07-02July 2026 rate roundup: mortgages stall, auto APRs stay expensiveMortgage rates are still near 6.5%, auto financing is still around 7% for new 60-month loans, and inflation keeps the Fed from offering borrowers much relief. This issue translates the latest rate tables into mortgage, auto-loan, and lease-payment math for buyers deciding whether to act or wait.
Interest Rates Reality Check2026-06-11June 2026 rate roundup: mortgages ease, auto costs stay stubbornFreddie Mac's June 4 survey puts the 30-year fixed at 6.48%, a modest dip from 6.53% but still well above historical norms. Auto loan rates top 6.9% for new 60-month financing. This issue breaks down the current numbers on both markets, explains why the Fed is unlikely to cut rates soon, and offers a clear-eyed framework for anyone weighing a purchase decision this summer.
