Daily US Stock Pick: 3-Year ROE > 15%

KNSL — Kinsale Capital Group: The E&S Underwriter Compounding at 26% ROE

Kinsale Capital (KNSL) screens on all three hard criteria: 3-year ROE near 26%, FCF margin of 53%, and a P/FCF of just 7.1x — near a three-year valuation low despite Q1 2026 EPS beating consensus by 9%. Today's pick examines the structural edge behind a 75.9% combined ratio and what risk would close the opportunity.