Daily US Stock Pick: 3-Year ROE > 15%

Today's Pick: KNSL — High-ROE E&S Insurer at a Decade-Low Valuation

Kinsale Capital Group (KNSL) passes all three hard filters: three-year ROE averaging above 29%, consistent positive free cash flow (FCF margin 53%), and a P/FCF of 7.1x — 42% below its 10-year median. The stock is down 43% from its 52-week high while Q1 2026 earnings grew 26% year over year. The main risk is continued soft pricing in its commercial real estate segment.