Daily US Stock Pick: 3-Year ROE > 15%

Visa (V): A payments toll booth trading at a 17% FCF discount

Visa has sustained ROE above 40% for four straight fiscal years, generated $21.6 billion in free cash flow in FY2025, and now trades at 23.2× forward earnings — near the low end of its 5-year range — partly due to the active DOJ debit-card antitrust case. Today's pick examines whether that litigation overhang creates a buying opportunity for a fundamentally sound business.