NYC Foreclosure Auction Radar — May 20, 2026

Quick-scan table

Bronx — most time-sensitive listing

820 Edison Avenue, Throgs Neck, Bronx NY 10465

• No opening bid yet: Without a confirmed opening bid, the discount cannot be quantified. Check the listing page tonight or early tomorrow morning.
• 1920 construction: Lead paint, knob-and-tube wiring, and cast-iron plumbing are common in pre-1940 NYC housing stock. Budget for inspection and remediation.
• Attached row house: Shared party walls with neighbors; structural work requires cooperation from adjacent owners.
• Cash only, 5% earnest money deposit (minimum $2,500) plus buyer-paid escrow fees ($850–$1,375), title insurance ($500–$1,500), and a $55 document generation fee.2
• Occupancy unconfirmed: No eviction records surfaced. Treat as potentially occupied until verified.
• Foreclosure case background unconfirmed: Index number and foreclosing plaintiff not retrieved from public search. Run an ACRIS title check at acris.nyc.gov before bidding.

Manhattan — first new listing in three days

167 East 61st Street, Apartment 28E, Upper East Side, Manhattan NY 10065

• Co-op board approval required: The buyer of a co-op unit through a foreclosure auction does not bypass the board approval process. The Fordham Hill situation (May 19 issue) illustrated this dynamic; the same rule applies here. A winning bid at Auction.com becomes worthless if the board rejects the prospective purchaser. Review the co-op's application requirements and financial thresholds before bidding.
• Co-op structure vs. real property: The bidder acquires shares in the cooperative corporation and a proprietary lease — not fee-simple real property. Title insurance, financing structures, and resale mechanics differ from standard condo ownership.
• Underlying mortgage vs. co-op underlying debt: Beyond Citibank's first mortgage on the shares, the cooperative itself may carry building-level underlying mortgage debt allocated to each unit. Verify with the co-op managing agent.
• Occupancy unknown: No eviction records found for this address. Treat as potentially occupied.
• Monthly maintenance: Upper East Side co-ops in this size range typically carry maintenance charges of $2,000–$3,500/month. Verify the exact figure with the co-op before committing.
• Auction.com buyer's premium: Typically 5% of the winning bid on top of the purchase price.

Brooklyn — three listings, one to skip

1093 East 72nd Street #13, Canarsie, Brooklyn NY 11234

• Auction may have already closed by the time this article publishes. Check the listing status before taking any action.
• 495 sqft: Financing options are constrained — many lenders impose minimum square footage requirements (typically 500–600 sqft) for conventional mortgages. Cash is the most practical path.
• Occupancy and case background unconfirmed: Bank REO — the prior foreclosure is complete. No active case number applies, but occupancy status is unknown.
• HOA/condo fees: Monthly common charges not confirmed. Buyer is responsible for any delinquent HOA assessments at closing.

1095 East 72nd Street Unit 10, Bergen Beach, Brooklyn NY 11234

• Auction may have already closed. Same caveat as the adjacent unit above.
• No EMV published: Without a market value anchor, the discount cannot be calculated. Compare with the neighboring unit's $235,000 MLS price and the $475/sqft comp as a rough reference.
• Both units closing simultaneously suggests the same servicer is liquidating multiple units from the same building — a common pattern in condo complex REO portfolios. Bidders interested in both units should note that winning one does not affect bidding rights on the other.

235 Adams Street, Downtown Brooklyn, Brooklyn NY 11201 — Do not bid without legal counsel

• Do not bid without a title attorney reviewing the full judgment chain. The judgment year is recorded as December 8 with year unspecified (likely 2024 or 2025); the full case index was not retrieved.
• Auction date and opening bid TBD: No actionable timing exists. Monitor the Auction.com listing for updates.
• Occupancy unknown.

Queens — four listings, only one confirmed starting bid

110-34 166th Street, Jamaica, Queens NY 11433

• Occupied property: The most significant risk for this listing. The buyer must handle occupant removal after closing through a holdover proceeding — a process that can take three to twelve months in NYC Housing Court, depending on occupant status (owner vs. tenant). No inspection access is typical for occupied foreclosure auctions; the interior condition is unconfirmed.
• New platform (ServiceLinkAuction.com): Buyer's premium terms, deposit requirements, and closing timelines may differ from Auction.com's standard terms. Review the platform's terms of service before bidding.
• Starting bid discrepancy: The figure changed between research snapshots within a 24-hour window. Treat $315,000 as directional, not confirmed.
• No Zillow/StreetEasy estimate available for this specific address. Jamaica 11433 comparable sales run approximately $514–$546/sqft; at that range, a 1,719 sqft home implies a rough market value of $883K–$939K — making the $315,000 starting bid potentially very deep if confirmed. Verify on ServiceLinkAuction.com and run neighborhood comps independently.
• Foreclosure case background unconfirmed: Index number and plaintiff not retrieved from public search.

120-45 164th Street, Jamaica, Queens NY 11434

• No opening bid published. The platform will typically post the figure 24–48 hours before the auction starts. Check Auction.com around May 29–30.
• Quitclaim Deed / Special Warranty Deed: Standard for Auction.com REO sales — title insurance is effectively mandatory. Budget $500–$1,500 for title insurance in addition to the purchase price.
• Foreclosure case background unconfirmed: Index number and plaintiff not retrieved.

2529 97th Street, East Elmhurst, Queens NY 11369

• LaGuardia Airport flight path: East Elmhurst sits directly in the approach path for LaGuardia. Noise levels are material; check FAA noise contour maps and verify whether any noise easements apply to the parcel.
• No opening bid or auction date: No actionable timing at this stage. Monitor the Auction.com listing.
• Occupancy unknown. 1935 construction carries similar age-related risk to 820 Edison Ave above (lead paint, older mechanical systems).

2261 Loretta Road, Far Rockaway, Queens NY 11691

• Vacant land carries buildability risk. Verify utility access (water, sewer, gas), setback requirements, and NYC Department of Buildings records before bidding. R4-1 zoning permits 1–2 family homes and some community facilities, but actual buildable square footage depends on FAR (floor area ratio) limits and lot coverage rules.
• Far Rockaway is a FEMA flood zone area. Confirm the specific flood zone designation (Zone AE vs. Zone X) for this parcel on FEMA's FIRM maps before bidding — flood zone status affects building permit requirements, insurance costs, and financing availability.
• The lot was on the market for 108+ days without a buyer at $264,900 asking. That suggests limited retail demand at that price point.
• No opening bid published. Check the Auction.com listing before May 24.

Flag only — persistent re-lister

1035 Hollywood Avenue, Throgs Neck, Bronx NY 10465

Staten Island — filing stage only

27 McDermott Avenue, Staten Island NY (Richmond County)

Data limitations

• Six of ten opening bids are unpublished. Auction.com's "First Look" pre-auction period withholds opening bids until 24–48 hours before the auction starts. This is normal behavior for REO listings on the platform, not a data quality issue with today's research.
• Occupancy status unconfirmed for 8 of 10 properties. Auction.com boilerplate instructs buyers to treat all properties as occupied; that advice is correct regardless of what the listing page says.
• Lien priority data unavailable across all properties. ACRIS and NYSCEF were not fully accessible during this research window. An ACRIS title search (acris.nyc.gov — free public access by block/lot number) is mandatory before placing any bid.
• Auction.com detail pages remain partially unfetchable due to infrastructure constraints — platform EMV, exact auction end times, and current bid data were sourced from Zillow, StreetEasy, and Google snippet cross-references where Auction.com pages could not be directly rendered. Verify all figures on the live listing page before bidding.