2026/6/8 · 0:57
The 3% Card Trap: Your Foreign Transaction Fee
Most credit cards charge 3% on foreign purchases — and the fee hits online orders too. A $3,000 trip quietly costs $90 more, showing up on your statement 30 days later.
Each weekday at lunch, an accountant-meets-behavioral-economist reads one everyday receipt and shows you the pricing trick, the loss leader, or the fake fee hidden in plain sight.
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