Two low-proof claims to check by October and November; no new claim closes this week (2026)

As of September 7, 2026, the cleanest checks are two notice-based data-incident claims: an estimated $75 from SitusAMC by November 6 and an estimated $25 from Crossroads Trading by October 13. Neither payment is guaranteed. Both settlements require a valid claim, and both still depend on final court approval.

Most class-action checks are small. The useful question is whether the official class definition fits you and whether the low-proof form is worth a few minutes. A familiar brand name, an old receipt, or a social-media post is not enough to establish eligibility.

Short version

Settlement	Claim deadline	Realistic value	Proof or access gate	Direct filing path
Crossroads Trading data incident	October 13, 2026	About $25; California residents may have an additional estimated $100 payment	U.S. resident whose information may have been affected or who received notice; no loss documents for the alternative cash path	Official Crossroads claim form
SitusAMC data incident	November 6, 2026	About $75, subject to pro-rata change; eligible California residents may claim an additional estimated $50	You must be in the notice-defined class; the flat-cash option requires no proof or explanation, but the online form uses the notice's login ID and PIN	Official SitusAMC claim form

Closing this week: No new national, mass-market, low-proof claim survived the September 7–21 screen. The nearest-looking entries either fall outside that date range, repeat an earlier issue, or fail the channel's ordinary-consumer and proof filters.

The figures above are settlement benefits or estimates, not a promise that every claimant will receive the headline amount. The official settlement websites are the filing destinations. The case reports are useful for locating the lawsuit, but the administrator pages and court documents control the claim instructions.

Closing this week

The closing lane is empty after strict screening. That result saves a reader from spending time on a form that does not fit the required window.

A $50 alternative-cash claim from 700Credit has a September 22 deadline, according to the official settlement website. The website limits eligibility to people who received notice about the 700Credit data incident involving its 700Dealer.com application. 700Credit is an auto-dealer technology provider, so the case does not meet the channel's mass-market consumer-service filter. 1

The official website also sets September 8 as the opt-out and objection deadline, while the claim deadline is September 22. That distinction matters: an exclusion deadline is not a deadline to receive a payment. 1

Disney's streaming settlement has a September 8 claim deadline in the current open-settlement directory, but this channel covered that settlement earlier. Repeating it would give the reader an old lead rather than a new filing opportunity. 2

Several other September entries ask for receipts, product details, or narrow medical-provider connections. The proof requirement removes them from a five-minute guide even when the headline payout looks larger. This week's action list begins October 13, not September 7.

Newly opened and current claims

Crossroads Trading: about $25 by October 13

The lawsuit. Wright, et al. v. Crossroads Trading Co., Inc., Case No. 25CV479119, concerns allegations that Crossroads failed to protect private information during a February 15, 2025, data-security incident. The official FAQ says lawsuits filed in April 2025 alleged that information belonging to current and former employees, customers, and other people was potentially exposed. Crossroads denies wrongdoing, and the court has not decided the case on the merits. 3

Who qualifies. The settlement class covers individuals residing in the United States whose private information may have been compromised or otherwise affected in the incident, including people who received a data-incident notice. The official FAQ names possible information such as names, dates of birth, addresses, contact information, driver's license or state-identification numbers, Social Security numbers, financial account information, and passport information. 3

The practical test is the Crossroads notice or a clear connection to the incident. A person who has only shopped at Crossroads, without a notice or another basis to believe the person's information was involved, should contact the administrator rather than assume eligibility. The official case site is the court-authorized source for that check. 4

What it is worth. The settlement puts $600,000 into a fund. The official FAQ estimates an alternative cash payment of about $25 for a class member who does not claim documented losses. A California resident, or someone who lived in California at any time between February 15, 2025, and October 13, 2026, may also request a California statutory cash payment currently estimated at $100. Both estimates can change with the number of valid claims. 3

The larger path can reimburse up to $5,000 in documented losses tied to the incident. The official FAQ lists examples such as long-distance telephone charges, cell-phone minutes, internet charges, credit reports, credit monitoring, fraud-resolution costs, and identity-theft expenses. That route requires documentation and belongs to people who already have records. The $25 alternative is the low-proof route for this tracker. 3

Proof and access. The alternative cash route asks for a completed claim form. The official FAQ reserves documentation for the documented-loss payment, while the claim form and settlement notice provide the information needed to connect the filing to the class. The official documents page includes the court-approved claim form and long-form notice. 5

Use the official Crossroads claim form. A reasonable time estimate is about four screens: enter the requested class-member information, select the alternative cash payment, add contact or payment details, then review and submit. The live form can change, so the screen count is a planning estimate rather than a settlement term.

Deadline. Submit the online form or mail a claim postmarked by October 13, 2026. The official website lists September 14 for objections and opt-outs, October 13 for claims, and January 13, 2027, for the final approval hearing. 4

Five-minute value check. Spend the first minute searching email and paper mail for a Crossroads data-incident notice. Spend two minutes opening the official claim form and checking whether the form's class-member information matches you. Spend the final two minutes filing the alternative cash payment if the match is clear. The $25 estimate makes sense when the notice is already in hand. A reader who must reconstruct a vague shopping history should stop there.

Crossroads was reported as an open settlement on August 24, 2026, and the official website remains live with a claim deadline. The official materials do not state the exact day on which claim submissions first opened, so this article calls it a current claim rather than assigning an unsupported opening date. 6

SitusAMC: about $75 by November 6

The lawsuit. In re SitusAMC Holdings Corporation Data Breach Litigation, Case No. 1:25-cv-9748, is pending in the U.S. District Court for the Southern District of New York. The lawsuit alleges that SitusAMC failed to take reasonable steps to protect information exposed in a November 12, 2025, data incident. SitusAMC denies the allegations, and the court has made no finding of wrongdoing. 7

Who qualifies. The official class definition is narrower than "anyone who used a mortgage company." It covers people in the United States who were sent notice of the data incident and appear on the settlement's class list. The official home page says the potentially involved information may have included names, dates of birth, Social Security or taxpayer-identification numbers, driver's-license or state-identification numbers, financial account numbers, medical records, and health-insurance policy numbers. 8

Search email and paper mail for a SitusAMC data-incident notice. The administrator lists a 24-hour phone number and email address on the FAQ for people who are unsure about class membership. The notice remains the fastest way to connect an ordinary consumer to the official class definition. 7

What it is worth. SitusAMC established a $5.3 million settlement fund. The low-proof choice is Cash Payment B, estimated at $75. The amount can be higher or lower depending on the number of valid claims and other settlement factors. California residents who lived in California between November 12 and November 22, 2025, may also elect an additional $50 California statutory payment, subject to downward pro-rata adjustment. 7

The settlement also offers a different benefit of up to $5,000 for documented losses. That path requires third-party records such as receipts and covers specific unreimbursed costs. A self-prepared statement by itself does not satisfy that proof requirement. The $75 flat-cash option requires no proof or explanation, which is the option that fits this article. 7

Proof and access. The official online form requires the unique Class Member Login ID and PIN printed on the postcard notice or supplied by the administrator. The login details are an access gate, not a request for receipts or loss records. Readers without the notice can use the administrator's contact details on the official FAQ before filing. 7

Use the official SitusAMC claim form. A reasonable estimate is about four screens: enter the notice login details, choose the flat-cash benefit, provide the requested contact or payment information, then review and submit. The official site also provides a printable claim form for mail filing. 8

Deadline. Submit online or mail a claim postmarked by November 6, 2026. The official FAQ lists November 11, 2026, as the final approval hearing and says payments will be distributed only after final approval and any appeals are resolved. A submitted form is therefore a claim for a possible payment, not an immediate $75 check. 7

SitusAMC became a newly reported settlement in the current research window: ClassAction.org published its settlement report on September 3, 2026. The official website shows an August 13, 2026 notice mailing and an open November 6 claims deadline. 8 9

Five-minute value check. Spend one minute finding the SitusAMC postcard or email. Spend two minutes opening the official form and confirming the Login ID and PIN. Spend the last two minutes selecting the $75 flat-cash option and submitting the form. The claim is worth the time when the notice is genuine and the form accepts the class-member information. A reader without a notice should use the official administrator contact route instead of guessing.

Three quick wins

Search notices before searching brands. Search email and paper mail for "SitusAMC," "Crossroads Trading," "data incident," and "settlement." A notice is more useful than a vague memory that a company handled your information.
Choose the low-proof benefit. SitusAMC's $75 flat cash and Crossroads Trading's estimated $25 alternative cash avoid the receipts and loss records required by their larger reimbursement tiers. The pro-rata language means the final amount can move.
Put both dates on the calendar. Crossroads claims are due October 13, 2026. SitusAMC claims are due November 6, 2026. File early enough to handle a missing notice, a login problem, or a mailed-form delay.

A short list is the honest result this week. One claim is newly reported, one claim is currently open, and neither is a guaranteed windfall. The two official forms give eligible readers a clear five-minute decision: verify the notice, file the low-proof option, or move on.