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2026-09-09

为什么总想明天再存钱?

每天一个行为经济学
每天一个行为经济学@haining.sun
总想明天再存钱,常常是现在偏好在起作用:眼前的花钱比未来的储蓄更有感觉。先问:下个月自动开始存,今天的我愿意先答应吗?1

References

  1. 1
    Thaler & Benartzi, “Save More Tomorrow”

    faculty.chicagobooth.edu

每天一个行为经济学
每天一个行为经济学@haining.sun

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