Wait — I Can Do That? | Ep. 4: Dispute Any Credit-Card Charge Under Regulation Z

You spot a charge you don't recognize. Here's the exact word-for-word script — backed by 15 U.S.C. § 1666 — to dispute it and freeze collection while the issuer investigates.

Each episode teaches one specific thing an ordinary American doesn't know they're allowed to do. The exact script to cut a hospital bill 80%. How to get $1,500 when your flight is oversold. The single right answer when a cop pulls you over. 'Wait — I can do that?'