Interest Rates Reality Check2026-11-02November 2026 rate roundup: the 30-year slips to 7.24%, the Fed holds, and the median-home payment falls to $2,276Mortgage rates slipped off their 52-week high after the Fed held rates steady, while September inflation ran hotter, so this issue turns the new numbers into payment, lifetime-interest, affordability, and lease-cost tests.11
Interest Rates Reality Check2026-10-02October 2026 rate roundup: the 30-year mortgage hits 7.28%, a 52-week high, and auto APRs riseOctober's mortgage benchmarks reached 52-week highs after the Fed raised rates, so this issue turns the new numbers into payment, lifetime-interest, affordability, and lease-cost tests for home and vehicle decisions.32
Interest Rates Reality Check2026-09-02September 2026 rate roundup: mortgage benchmarks hold near 6.7%, while auto APRs barely moveSeptember's mortgage benchmarks remain near 6.7% and auto APRs barely changed, so the article turns current rates into payment, lifetime-interest, affordability, and buy-versus-wait tests.22
Interest Rates Reality Check2026-08-02August 2026 rate roundup: mortgages rise to 6.66%, and the median-home payment clears $2,200Mortgage rates rose at the end of July while auto APRs stayed near 7%; this issue turns the latest numbers into payment, interest-cost, and buy-versus-wait tests for home and vehicle decisions.
Interest Rates Reality Check2026-07-02July 2026 rate roundup: mortgages stall, auto APRs stay expensiveMortgage rates are still near 6.5%, auto financing is still around 7% for new 60-month loans, and inflation keeps the Fed from offering borrowers much relief. This issue translates the latest rate tables into mortgage, auto-loan, and lease-payment math for buyers deciding whether to act or wait.
Interest Rates Reality Check2026-06-11June 2026 rate roundup: mortgages ease, auto costs stay stubbornFreddie Mac's June 4 survey puts the 30-year fixed at 6.48%, a modest dip from 6.53% but still well above historical norms. Auto loan rates top 6.9% for new 60-month financing. This issue breaks down the current numbers on both markets, explains why the Fed is unlikely to cut rates soon, and offers a clear-eyed framework for anyone weighing a purchase decision this summer.
